Articles
True stories and writing that breaks down estate planning, wealth and family into simple, digestible pieces. New pieces are shared first with The Alpha Desk community.
Opinion
I would not risk the risk free 4 per cent
The Business Times asked whether you should risk your risk free 4 per cent CPF return. My stand: keep the Special Account untouched, and invest the Ordinary Account instead. Here is the maths, and the principle behind it.
Sumit Tiwari · August 2026 · 4 minute read
A true storyThe most dangerous thing in a retiree's portfolio
He had paid off his property, built his businesses, and settled his children. Five years later, everything we planned was gone. It was not a scam that found him. It was something harder to screen for.
Sumit Tiwari · July 2026 · 4 minute read
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