The people across the desk
Estate planning is rarely one conversation. Our associates walk with each family from the first meeting to the final document, so there is always someone who knows your situation. Together, the team covers cross border wealth, retirement income, guardianship and Shariah compliant planning, all certified in estate planning practice.
Sumit Tiwari
Director, The Legacy Desk · Certified Estate Planner (EPPL)
Sumit specialised in estate planning after realising that money problems quietly break Singaporean families. Over the past six years, he has seen wills left unwritten. Savings in accounts that no one could find. Siblings fighting in front of the very parents who bought the family flat. The same problems kept repeating across different families, and almost all of them could have been prevented.
That is why he does this work. Families should stay stable when life takes a turn. He has guided more than 150 families through their wills, CPF nominations, trusts and legacy plans. At the first meeting, he explains everything and walks you through, step by step, the red flags that could affect your family. And if your estate plan is already in good shape, he will tell you that too.
Families should stay stable when life takes a turn.
Zoey
Associate · AEPP Certified
Zoey works closely with senior professionals who have built their careers and families in Singapore while holding assets back home. Her mission is to uncover what matters most, and to empower individuals and families to turn their dreams into reality.
She advises professionals, families and business owners, helping them see how every part of their financial life fits together, from protecting and growing their wealth to planning for retirement, estate planning and legacy.
Her philosophy is simple: make confident financial decisions today, build lasting wealth for tomorrow, and ensure that wealth reaches the people who matter most.
Darron
Associate · AEPP Certified
Darron specialises in retirement and estate planning for parents, because he believes financial planning is ultimately about protecting the people you love. Many parents face the same questions but rarely have clear answers. They are unsure of exactly what they own, uncertain whether their family would know where to find their assets, and worried about what would happen if they passed away while their children were still young.
These are not investment problems. They are estate planning problems. Darron has guided more than 20 high net worth families through wills, CPF nominations and legacy planning, considering not only how wealth grows but how it is transferred according to each family's wishes.
He believes these conversations should happen early, while families have the time and clarity to decide together, rather than being forced into rushed decisions during a crisis.
Vipin
Associate · AEPP Certified
Vipin works with families approaching or already in retirement, and his focus is simple: income that arrives as dependably in retirement as a salary once did. He helps clients see clearly what CPF LIFE will provide each month, what their savings and investments can safely add, and how to draw down in a sequence that lets the money last.
His approach is evidence based. Rather than relying on predictions or products, he builds each plan around what the numbers actually show, then makes sure the estate documents behind it, from the will to the CPF nomination, are arranged so that income for one spouse continues smoothly to the other, and eventually to the children, without dispute or delay.
Retirement should feel like a salary that never stops arriving, supported by a plan the whole family understands.
Sief
Associate · AEPP Certified
Sief anchors our Shariah planning work and advises both Muslim and non Muslim families. In Singapore, a Muslim estate is distributed under faraid and administered under the Administration of Muslim Law Act, which means a standard will does not simply apply. Sief helps families understand exactly what the law provides, and how instruments recognised here can be used to carry out their wishes within it.
Families of every faith come to him for the same reason: clarity. He explains how CPF nominations, insurance nominations and property holdings interact with the rules that govern your estate, so that your documents and your intentions point the same way, and nothing is left for your family to untangle.
Whatever your faith, the goal is the same: a family that is provided for, and a plan that honours both your wishes and your obligations.